Accredited ACH Professional (AAP) Exam 2025 – 400 Free Practice Questions to Pass the Exam

Question: 1 / 400

What must be filled in for a numeric field in an ACH record?

Space filled

Signed and zero filled

Right justified and unsigned

In an ACH record, numeric fields are required to be right justified and unsigned. This means that the numbers are aligned to the right side of the field, making it easier to read and interpret the values stored in those fields. Additionally, not using a sign (positive or negative) in these fields ensures uniformity, as ACH transactions typically represent positive monetary values.

Right justification helps maintain data integrity and consistency across records, which is crucial when processing large volumes of transactions. By adhering to this formatting rule, financial institutions can effectively read, process, and validate ACH files without unnecessary complications that could arise from mixed formatting.

The other options do not meet the necessary formatting standards for ACH numeric fields, as they either misuse signs or justify the numbers incorrectly.

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Left justified and signed

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